Energy Loan Saba and Statia

A loan to make your business more sustainable

What is an Energy Loan?

The Energy Loan is a business loan up to $50.000, created to make your company more sustainable and reduce costs. Thanks to the interest subsidy the Ministry of Economic Affairs and Climate, the interest rate is now only 2%. This makes sustainability accessible, helps you save on energy costs in the long term, and reduces your company's dependence on fossil fuels. You pay a fixed monthly amount for interest and repayment, so you know exactly what to. 

Are you an entrepreneur on Saba or Statia and want to make your business more sustainable? Apply for the Energy Loan the button below. 

With the Energy Loan, Qredits aims to stimulate sustainable practices and investments for both new and existing businesses on Bonaire, Sint Eustatius, and Saba.

  • Loan amount: $50.000 
  • Term: gemiddeld 5 jaar 
  • Interest rate: 2% vast op jaarbasis 
  • Available for entrepreneurs on Bonaire, Sint Eustatius, and Saba
  • One-time processing fees from: $275 tot $825
  • Payment: fixed monthly amount for interest and repayment

How much Energy Loan can I borrow?

Fill in the loan amount and the term to get an immediate indication of your monthly payment.

Checklist for your application

Before applying for an Energy Loan, it is important to consider the required documents and information. The checklist below outlines the information needed when applying for the Energy Loan.

  • Description of business activities and the market
  • Chamber of Commerce extract
  • Investment budget with explanation
  • Final financial statements (balance sheet and profit & loss overview) for the past two years (prepared by an accountant)
  • Interim financial figures for the current year (from your own administration)
  • Operating budget (profit and loss forecast)
  • Cash flow forecast
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What can I make more sustainable in my business?

Use the Energy Loan for solar panels, solar thermal panels or for battery storage to relieve the power grid and utilize energy efficiently.

Invest in insulation, heat recovery, or LED lighting.

Use the Energy Loan for energy-efficient cooling, kitchen equipment, and machines. You can also adjust your product line to reduce fossil fuels or electricity.

Consider an electric company car or the use of biofuels and hydrogen to reduce fossil fuels.

Do you have other sustainability plans? Let's discuss them with us! We'll see together if they fit within the objectives of the Energy Loan.

A joint initiative

The SME Sustainability Loan is a joint initiative by Qredits, the Ministry of Economic Affairs and Climate Policy, ASN Bank, and BNP Paribas. The Dutch government subsidises the majority of the interest costs, reducing the interest rate to 2%, fixed for the entire term. This enables entrepreneurs in the Netherlands and on the Caribbean Netherlands (BES islands) to benefit from an affordable loan for sustainability investments. It encourages sustainability within the SME sector, for both start-ups and existing businesses.

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Questions or need help?

If you are having trouble or have questions we are here to help! Also for advice on which loan, training, or coaching is best for your situation. Contact us.